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Planning ahead for your funeral is one of the most thoughtful and caring things you can do.
020 3540 6660 Our Pre-Paid Plans Brochure
Frequently Asked Questions
Click here if you purchased a plan before the 29th July 2022
Pre-Paid Funerals

About Our Pre-Paid Funeral Plans

Planning ahead for your funeral is one of the most thoughtful and caring things you can do. Some people never get round to discussing funeral wishes with their loved ones, which can lead to all sorts of worry and anxiety when the time comes.

Taking out a funeral plan is a simple and straightforward way to remove this worry, and it can provide real financial benefits too. Some of the other benefits include:

  • Pre-arrange the details of your funeral and include any special wishes
  • Make financial provision for your funeral
  • Choose your funeral director in advance
  • Ensure your family has access to expert help and advice at a difficult time

What’s more, there are no complicated medical forms to complete.

Our plans cover your funeral costs (as specified in the plan paperwork) as long as we carry out the funeral and your requirements don't change.

YOUR CHOICE OF PRE-PAID PLANS

PLAN TYPE UNATTENDED
CREMATION
DIGNIFIED
BASIC
SIMPLE
TRADITIONAL
TRADITIONAL
Time allowed for the funeral N/A 2 hours 2 hours 3 hours
Provision of professional funeral directing services and making the funeral arrangements Tick Tick Tick Tick
Advice on the certification and registration of the death and related documentation Tick Tick Tick Tick
Coffin A simple coffin A simple coffin Elm veneered coffin Elm veneered coffin
Conveyance of the deceased into our care Up to 7.5 miles Up to 5 miles Up to 10 miles Up to 10 miles
Care of the deceased Tick Tick Tick Tick
Embalming Tick Tick
Option to add at an additional fee
Tick Tick
Use of the Chapel of Rest (during working hours, subject to availability) Tick Tick
Option to add at an additional fee
Tick Tick
Funeral procession within the local area Hearse direct to our chosen crematorium Hearse direct to nearest crematorium Hearse direct to crematorium Hearse from home to funeral location
Limousine(s) on the day of the funeral in the local area Cross Cross Cross Cross
Option to add at an additional fee
Choice of date and time of funeral, subject to availability Cross Cross Tick Tick
Can I include my personal wishes such as songs and readings? Cross Tick Tick Tick
FUNERAL DIRECTOR’S SERVICES FROM
£2,515 £3,390 £4,200 £4,300
ADMINISTRATION FEE
£325 £325 £325 £325
PLAN PRICE EXCLUDING THIRD PARTY COSTS* Not Applicable £3,715* £4,525* £4,625*
PLAN PRICE INCLUDING CREMATORIUM FEES £2,840
*Please note, third party costs such as the fees for cremation or burial and payment to an officiant will be added to the plan price
For a quote or for more information, or to discuss a personalised funeral plan which can be tailored to your requirements, please contact our Funeral Planning Team on 020 3540 6660.
The plan information and prices provided should be used as an example only. There is further important information you will need before deciding to purchase a funeral plan. Terms and conditions apply. Prices correct as at September 2024 and may change in the future. Price based on today's cost of a funeral plus a £325 administration fee charged by Ecclesiastical and any instalment charges.
THE LODGE BROTHERS DIFFERENCE - We do not make an additional charge for bringing the deceased into our care after normal working hours.

How Funds Are Held

All funeral plan pre-payments are held in an individual whole of life assurance policy for your peace of mind.

Backed by a trusted, national provider - Our funeral plans are provided by Ecclesiastical Planning Services Limited, which is part of a specialist, UK-based financial services group.

Flexible payment options

You can choose to pay for your funeral plan by lump sum or in instalments. There is an additional cost for paying over two years or more and eligibility criteria applies.

Please refer to the Instalment Q&A and the Terms and Conditions for more information. We can provide you with a personalised quote.

About our plan provider

About Ecclesiastical Planning Services

Our pre-paid funeral plans are provided by a trusted national provider, Ecclesiastical Planning Services.

As part of a specialist, UK-based financial services group, Ecclesiastical Planning Services has offered pre-payment funeral plans since 2006. When you take out a funeral plan with us, Ecclesiastical Planning Services arranges for the funds to be held in an individual whole of life assurance policy. The full value of your plan, excluding the administration fee and any instalment charges, is ring-fenced and cannot be used for anything but your funeral when the time comes.

Ecclesiastical Planning Services is part of a large Group that gives available profits to charity and is proud to have been named the UK’s 3rd largest corporate donor to charities (2023/2024)*. In addition, Ecclesiastical Planning Services is recognised by the National Association of Funeral Directors for treating customers fairly (2023).

*The Directory of Social Change, The UK Guide to Company Giving 2023/2024.

Frequently asked questions

Here are some of the questions we are often asked about our pre-paid funeral plans.
Q. Who is eligible?
UK residents aged 18 or over can take out a plan. For instalment plans payable over 2 years or more, the final instalment must be paid by your 85th birthday. There are no medical or health questions to answer.
Q. Can the plan include special wishes?
You can add special wishes and requests such as song choices, readings, information for a eulogy and so on. There is no charge to add these details. There may be more to pay if you require additional features, services or upgrades. You can also appoint a nominated representative, who we will keep informed about your plan according to your instructions.
Q. What happens if I move to a different part of the country?
If you move, you should be able to transfer your plan to a funeral director near your new home. However, there may be additional costs depending on local prices and not all funeral directors guarantee third party costs. Please refer to the Terms and Conditions for details or speak to us for more information.
Q. Can I buy a funeral plan for someone else?
Yes, we find that many of our customers choose to do this.
Q. Can I change my funeral plan arrangements?
Yes, you can make changes to your plan after you have taken it out and once it is fully-paid. Just let us know what you wish to change. There may be an additional cost if you add new features and services to your plan.
Q. Does the plan cover the entire cost of the funeral?
The plan covers your funeral costs listed in the plan details as long as your requirements don't change and we carry out your funeral. We also offer plans that include a contribution towards third party costs, such as cremation and officiant's fees. With these plans, there may be more to pay if these costs are not covered by the plan value. For more information, please refer to the Terms and Conditions .
Q. Can I cancel my plan?
Yes, you can cancel your plan at any time. If you choose to cancel the plan within the cancellation period, you’ll receive a full refund. If you cancel the plan after the cancellation period, you’ll receive a refund of the original amount paid, excluding the administration fee, and any payments to insure an instalment plan.
Q. Can I pay for my plan by instalments?
Yes, you are able to pay over a range of periods. There is an additional cost for paying by instalments over two or more years. Eligibility criteria applies. Please refer to the Instalment Q&A and the Terms and Conditions for more information. Your funeral director will be able to provide you with a personalised quote.
Q. What happens if I die abroad?
The plan does not cover the cost of a funeral abroad, or the cost of repatriating the deceased. It is therefore important that your travel insurance policy covers this.
Terms and Conditions apply to funeral plans. Please ask us if you have any questions.
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